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The Bill and Melinda Gates Foundation has launched the Mojaloop open-source payments software to provide an interoperability layer between financial institutions, payment providers, and other companies offering payment services to the poor and unbanked people around the world. The mobile payments system employs the Interledger technology that was developed by distributed ledger technology (DLT) startup Ripple.

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Today marks the thirtieth anniversary of the infamous Black Monday on Wall Street, but for the crypto industry it’s “just Monday.” Oct. 19, 1986 still strikes fear into the hearts of die-hard bankers as the date of the single biggest one-day stock market collapse in history. ‘Suffering’ 23 percent losses, legacy finance quickly understood what happens when automated trading goes wrong. For Bitcoin and altcoin markets, however, 23 percent is an almost daily occurrence for one investor or another.

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