Life After Bankruptcy: How to decrease your monthly bills (and still pay for Christmas)
By Elizabeth Jeter
It's that time of the year again! Fall is nigh, and tis' the season of in-between: the school's been in session for quite a while, but the holidays haven't quite started yet. We're stuck for a few weeks between relaxing with a good school year routine and living with the anxiety of how we're going to get through the next couple of months.
I've decided to address the impending holiday stress head-on this year, and not only spend some time pleading with you about all the reasons you shouldn't pull out loans or max out credit cards to pay for Christmas gifts, but how you can cut down your monthly bills in order to pay for the holidays in cash! After all guys, you put in a lot of work paying off your debt through bankruptcy or discharging what wasn't paid back. You've got a clean slate, why backslide now, especially so close to the holidays?
Here are a few tips:
1). Lower your monthly utility usage in any way you can.
2.) Reduce or eliminate your unnecessary monthly cable or internet bills.
3.) Speaking of Netflix or Prime, let's talk monthly subscriptions. It's probably time to get rid of some of those.
4.) Bundle some of your bills together for discounts, and look for discounts wherever you can.
5.) Cut down your cell phone bill. Check your plan to make sure you're getting the best deals.
6.) Buy discounted groceries and coupon whenever possible.
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