Welcome to my page. Fitness and Finances are my passion and I love sharing with you what I’m learning while being on a debt free journey. .
I’m following Dave Ramsey’s principles and all I can tell you his plan works. I hope to help you out there getting your finances and fitness under control. Both are topics here totally underrated in the US and I love talking about it. .
I’m here to help! .
Baby Step 0 - Commit to never borrow money for anything - Talk to your spouse to get on the same page concerning finances - Do a written budget and maintain it (It will take you a couple month of refining to perfect and keep it mind that it will change along this journey) - Budget for tithe and donation - Temporary stop all retirement contributions - Get current on “The Four Walls”: Food, Utilities, Shelter, Basic Transportation - Sell, sell, sell and all non-essentials if they will keep you from completing the debt snowball
- Cut your lifestyle (eating out, big vacations, grocery budget, etc.) - Get a second job or side hustle (we donate Plasma) - Get current on ALL bills .
Let’s do this together!
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