Money Behaviour Strategist@tolu_do

I help entrepreneurs to invest,so they can build wealth independent of their business and be financially free. Attend our Invest for Wealth Workshop👇

linktr.ee/tolu_do

783 posts 5,281 followers 1,389 following

Money Behaviour Strategist

Errr? I have many thoughts on this one though. What do you think? Pic: @olorisupergal


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Money Behaviour Strategist

I must admit I am here because of my access to many people. I have grown a lot by speeding up the process from my mentors, tutors and friends including @dipoakinrinlade @numeezeoke @stephobi @iamsteveharris @victorekpobassey @remiowadokun @johnobidi @modupe.e and @idemudia.dimaokojie You gave me wings so I cod soar and am glad that you invested in me your time and knowledge because it came at a cost one way or another. 💋
Repost @m.l.billion
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Are You a Genius 🧐
I’m sure that you would like to think that you are. However, maybe the real question I should be asking is “Are you making Genius Moves?”
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Unfortunately most people aren’t, that’s largely because making Genius Moves doesn’t come for FREE🤯. Genius Moves REQUIRE Constant and Logical Efforts coupled with the proper deployment of Capital Resources. *****************
For instance, are you currently able to spend 20 Percent of your monthly income on education, consultants, workshops and/or online program & books??
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If your answer is NO, or not quite 20%, then my next question would be, Why the hell not?🤷🏽‍♂️ I thought you was sick and tired of being sick and tired! And because You DON’T Know what You DON’T! It’s imperative that You find out!
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And the only way to find out is to Make Genius Moves!
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Comment Below about the Genius Moves You have been making! TAG 3 PEOPLE to make GENIUS MOVES with YOU!


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Money Behaviour Strategist

For many parents, school resumed today or will resume very soon.
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I actually got an increased school fees notification for the new session in June. Sharp sharp, I called the school to ask how the increase came about 😎😎😎. I can’t be ‘prouding’ ooo! So I can relate with Bros @timidakolo
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Today, I bought books for both my kids for the session. Soon, we will be paying for the extra-curricular activities the children prefer this term. I agree with @tomiebalogun when she said school fees are the latest contraception!🤣🤣🤣
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How do you prepare to pay for school fees every year?
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Do you pay for the session(all 3 terms) to get a discount?
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Do you pay in parts per term(where the school allows)? _
Do you use August salary to pay for September fees? If your a business person with fluctuating income, how do you handle this?
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Have you ever thought to breaking the school fees into piece meal every term to help with payments especially where you have more than 1 child?🙈🙈🙈
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Tools such as mutual funds and @piggybankng can be helpful with this!
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Share your tricks for paying schools!👇


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Money Behaviour Strategist

I can totally with Aunty @bettyirabor’s experience. Don’t be like the Johnsons in Lagos 😉 ・・・
A while ago I travelled Premium economy on Virgin Atlantic and sat comfortably at my seat waiting to enjoy a great flight. But my peace and quiet was not to be cos a few people were embarrassed (on my behalf I guess) by my class of travel.
“Aunty Betty, were you downgraded” someone asked, really concerned and perhaps outraged by the audacity of any airline to down grade such a “high profile celebrity”.
“No”. I shook my head. “I was not downgraded”. I smiled to reassure the aburo as she made her way to Upper Class.
Then came another “fan” “Aunty Betty, are you Ok, what happened?”. How do you mean? I asked, really surprised...” I thought you would be in Upper Class”.. I just smiled until she left.. Like Really?
But I wasn’t about to be left to travel my premium economy in peace as yet another “fan” came from her Upper Class seat to ask “Aunty Betty, can I bring you some champagne, do you need anything?”. ( she is now the Air hostess abi?) Again,I said No, I was fine!
Long and short of the story, I couldn’t travel in peace! People decided to make my business their own!
Can we just allow people Be?...To make their choices and take jobs that are available while they are waiting for their big breaks? Can a former project fame guy drive cabs in peace before his dream job and career? Can a former actor on Bill Cosby show bag groceries in peace and not be shamed? Can we just be and let others be?? Can we ourselves just live our best lives without padding anything to impress others who really don’t count? Can we resist societal pressures and live our lives on our terms? Can you just be you and Do you?
Can you just be happy, married or in your single hood? I urge you to be happy in your up and coming career, can you accept that you’re work in progress? Can you not give a damn abt others expectations? Can you choose not to accept any labeling?
Can u just not allow anyone/ society dictate how you choose to live? Can u choose not to apologize for your own choices and decisions but be brave to OWN them & hold yourself accountable for any consequences?
Have a good w


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Money Behaviour Strategist

I sent this to a client on the annual Wealth Program. Swipe to see the response.
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Do you agree?


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Money Behaviour Strategist

Read this article by @smartmoneyarese. It’s a good analysis on the return on his investment that most people are not aware of. ・・・
New article up on @bellanaijaonline ' The Economics of the AMVCA Red carpet'. We all want to slay and on some level we see it as an 'investment' in our brands. But how much money is too much money to invest in the slay? in this article I explore the ROI (return on Investment) on the slay 👗 cc @@adeysoile


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Money Behaviour Strategist

Today, I got up close to a lion at @omuresort. My siblings and I decided to take some time out with our kids and it was fun!
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In the video, you get a view of the lion going after its meal, a live goat. The goat was distracted by the noisy crowd until it was too late as the lion was too close, it barely had a chance to run for its life!
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Unfortunately, many of us are like that goat. We are distracted by the noise of the world, focusing on others, focusing on things or other people, focusing on pressing urgent things that might not be important. And then we wonder, when we celebrate our 40th, 50th and 60th and then wonder where our life and MONEY went!
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Your finances needs you to pay attention to it, it’s not the easiest thing to do, but it can cost you like it cost the goat!
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Interested in having more than enough? Click the link in bio to get the FREE STARTER INVESTMENT PLAN ☝️


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Money Behaviour Strategist

Do you have this struggle? Read the post at @wofin_org ・・・
One of our contributors Tolu Dima Okojie @tolu_do has written an interesting two part article on “Saying no to requests for money. Excerpts of the article include ......For employees, there are people who have made it their business to know when your organization pays their staff, so they know when to ‘close mark’ you and ask. Again, nothing wrong here, it only shows determination to get what they want. The bigger question should be, are you determined to get what you want?
Again, there are persons who tell you that by your position, ‘first child, first boy, first girl, only child, oldest living adult’ etc, that you are obligated to take care of certain people. The people you need to take care of can range from your siblings to extended family.
Again, there are those who believe you should give because you are ‘obviously’ comfortable and ‘doing well’ in your business or place of work. By their standards (not necessarily yours), you are living a good life. You may drive a nice car, live in a nice area, kids go to nice schools and maybe go on holidays overseas often. To them, clearly you have more than enough as you are beyond survival mode and should be able to ‘spare some money’. .............Link in bio #finance #money #moneylessons #financialeducation #financialliteracy #financialintelligence #give #giving


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Money Behaviour Strategist

Repost from @nairametrics
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Can you tell if it's a Ponzi scheme?


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Money Behaviour Strategist

Times are changing with this landmark court judgement.
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Have you got a story to tell about this?


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Money Behaviour Strategist

Repost @mmwithnimi ・・・
“The finances of an intensely private “Queen of Soul,” Aretha Franklin will soon become public in Oakland County Probate Court because she left no will or trust.
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Her four sons filed a document Tuesday afternoon listing themselves as interested parties in her estate.Under Michigan law, the assets of an unmarried person who dies without a will are divided equally among any children.
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Franklin's decision to not create a will before she died could prompt a court battle over her assets (estimated at $80 million) by creditors or extended family members seeking a portion of her estate.
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It is sad that Aretha died #intestate. It will be such a pity if such a formidable #legacy is tarnished by any acrimony that could have been avoided if she had written a #will or had a #trust in place.
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With a special needs son, Clarence, who needs financial and other forms of support for his entire life, a trust would have been an ideal tool.”
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Don’t express surprise about Aretha if you have not tidied up your own affairs!
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#estateplanning #legacy #planahead #family #mmwithnimi #entertainment


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Money Behaviour Strategist

Had a great time today with @bettyabang at LBS at the launch of a report on the Nigerian Customer and the opportunities for providing digital financial services, to increase access to formal financial services.
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I loved the segmentation, it included:
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Vulnerable Believers
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Resilient Savers
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Dependent Individualists
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Digital Youth
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Confident Optimists
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Skeptical Cultuvators
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Which segment do you think you are in? 🤓
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Each segment presented opportunities for investment, even Religious organizations from their free skills and acquisition programs and seed-funding ,to financial institutions like banks, insurance firms and digital financial service providers like @PiggyBank, @i.investng @paydayinvestorng and @alat_ng and others.
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What was more interesting to me is, where others see problems, it was a clear opportunity that some will
Invest in.
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With 41% of adults operating a bank account* as at 2016 statistics, it is a gap and as such an opportunity for increased financial inclusion.
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What opportunities do you see?


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